A conversation in your home

Every client relationship begins with a conversation, either via email or over the phone. There's no call centre, no online form to fill in, and no pressure to decide anything. Paul and his team listen carefully to your situation, and start to understand what you're hoping to achieve.

This first conversation is completely free and carries no obligation whatsoever.

Understanding the full picture

A reverse mortgage doesn't exist in isolation. Before making any recommendation, Paul looks well beyond the loan itself - considering your age pension entitlements, potential future care needs, your estate, and your long-term financial goals.

This is the holistic approach that sets Reverse Mortgages Victoria apart. 23 years of experience in retirement finance mean Reverse Mortgages Victoria is exceptionally well-placed to have a broader conversation about how you want to live and how your home equity might support that.

Comparing lenders on your behalf

As a specialist reverse mortgage broker, Reverse Mortgages Victoria is not tied to any single lender. We have access to all six lenders currently operating in the Australian reverse mortgage market, each with their own rates, fees and lending criteria.

Paul compares the full panel on your behalf to find the option that is genuinely right for your circumstances, not the one that is easiest or most familiar to recommend. His best interest duties require nothing less.

Guiding you through the decision

Once you have a clear picture of your options, the decision is entirely yours. Paul or his team will walk you through the implications of each approach - including projections of how a loan might grow over time, what that means for your equity, and how different structures interact with your pension and future needs.

If a reverse mortgage is not the right solution for your situation, Reverse Mortgages Victoria  will tell you. That has always been the way it works.

Managing your application

When you're ready to proceed, Paul or his capable team will handle the paperwork and coordinate with your chosen lender, keeping the process as straightforward as possible. Reverse Mortgages Victoria will also prepare you for the independent legal advice appointment that is required before settlement - a consumer protection that's been in place since 2012, and a valuable opportunity to review your will and enduring power of attorney.

Settlement and beyond

Our involvement doesn't end at settlement. Paul and the team remain available to you whenever your circumstances change, questions arise, or you simply want to talk through what comes next.



A reverse mortgage may be part of your life for many years and we take that seriously.